Bengaluru data engineer shares ₹3 lakh pay check break-up: ‘ ₹20,000 rent, ₹5,000 on...’

A Bengaluru-based data engineer has sparked conversations online after sharing a detailed account of her monthly income and expenses in a now-viral Instagram video. Posting under the username @thinking.mori, she disclosed that she earns ₹3 lakh per month and spends a little over ₹2 lakh on fixed costs and investments.

In the video, she offered a transparent breakdown of her finances. Her monthly rent stands at ₹20,000, and she pays an additional ₹5,000 to domestic help. The rent covers electricity, water and WiFi, bringing her total essential housing-related expenses to ₹25,000 per month.

“I know that a house is a liability but some things are emotional and I wanted to do this for my parents because they have done so much for me,” she explained.

Her regular household spending includes ₹8,000 on groceries and ₹2,000 on dining out. She also allocates around ₹5,000 each month for miscellaneous expenses such as self-care, skincare, gifts, vitamins and bodycare.

When it comes to subscriptions and fitness, she spends ₹12,000 on a gym membership and personal trainer, along with ₹300 for Netflix and Apple TV.

In total, her monthly expenses amount to approximately ₹2.12 lakh. This figure does not account for travel costs. She revealed that she spent ₹7 lakh on travel in 2025.

“There are one time expenses as well such as a phone, or going to a wedding. Ohh yes I have to save up for my own wedding also so gotta make a fund for that as well,” she added.

(Disclaimer: This report is based on user-generated content from social media. Livemint has not independently verified the claims and does not endorse them.)