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A 22-year old Bengaluru-based woman opened up about her 20s as she shared her financial approach towards life. Her post sparked a discussion as she revealed that she saves a major chunk of money while also enjoying her life.

She shared a post which read, “Saving in your 20s is actually underrated. Let's talk. I'm 22, living in Bengaluru and I spend around 18k a month and I still manage to save a good portion."

The woman explained that one must not miss out on their 20s as life is full of energy, fewer responsibilities and greater freedom in this phase. She added that all of these circumstances make it ideal for experiences. However, she also pointed out that one must be mindful when it comes to splurging to ensure the future.

Admitted that youngsters might feel pressured to match upto the lifestyle choices of people around them, she said, "This is the only time when you have the energy, fewer responsibilities and the freedom to do all that. But at the same time, you don't need the most aesthetic apartment right now. You don't need to say yes to every plan. You don't need to order food every other day and you definitely don't need to spend just to keep up with people."

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“Spend on experiences, yes. Spend on trips, yes. But cut down on mindless spending. Because memories matter, but so does the life you're building for your future self," the user concluded.

Her post has now gone viral. Several people on the internet agreed to her advice.

One of them wrote in the comments, “Just another GenZ...enjoy the life but never forget to safeguard your future too...you never know when the axe of life can message down heavily.”

“I also think like that,” added another.

Someone else said, “Great thoughts.

Amy Arora is an engineer by profession. In another video, she shared details of her monthly expenses. It includes her accommodation at a PG for ₹7,200 per month.

For food, she spends around ₹2700 a month. Working from the office twice a week, she benefits from working from home, spending ₹1600 on commute monthly. On eating out and ordering in, she spends roughly ₹2000. Another ₹2000 is for online orders, including groceries from delivery service apps like Swiggy and Zepto. Shopping and other miscellaneous expenses add ₹1500. She also takes part in fun activities for free as social media collaborations. “Just the commute sometimes,” she said, revealing, "All of these add upto ₹18000 a month."